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Legal

Terms & Conditions

The terms governing your use of TOPS CAPITAL services and this website.

By using this website or engaging TOPS CAPITAL for loan consultancy services, you agree to the following terms and conditions.

Nature of Services

TOPS CAPITAL acts as a loan facilitation and advisory service, connecting borrowers with banking and NBFC partners. We are not a bank or NBFC and do not directly sanction or disburse loans.

No Guarantee of Approval

Submitting an inquiry or application through us does not guarantee loan approval. Final sanction is entirely at the discretion of the respective lender, subject to their credit policy.

Accuracy of Information

You are responsible for providing accurate, complete and up-to-date information. Incorrect information may delay or invalidate your application.

Fees

Where applicable, any service fees will be communicated transparently before you proceed. Lender-side processing fees and charges are governed by the respective lender's policy.

Intellectual Property

All content on this website, including text, graphics and logos, is the property of TOPS CAPITAL and may not be reproduced without permission.

Limitation of Liability

TOPS CAPITAL shall not be liable for any loss arising from a lender's decision, delay or change in terms, as these are outside our control.

Governing Law

These terms are governed by the laws of India, with courts in New Delhi having exclusive jurisdiction.

Contact Us

Questions about these terms can be directed to us via our Contact page.