The terms governing your use of TOPS CAPITAL services and this website.
By using this website or engaging TOPS CAPITAL for loan consultancy services, you agree to the following terms and conditions.
TOPS CAPITAL acts as a loan facilitation and advisory service, connecting borrowers with banking and NBFC partners. We are not a bank or NBFC and do not directly sanction or disburse loans.
Submitting an inquiry or application through us does not guarantee loan approval. Final sanction is entirely at the discretion of the respective lender, subject to their credit policy.
You are responsible for providing accurate, complete and up-to-date information. Incorrect information may delay or invalidate your application.
Where applicable, any service fees will be communicated transparently before you proceed. Lender-side processing fees and charges are governed by the respective lender's policy.
All content on this website, including text, graphics and logos, is the property of TOPS CAPITAL and may not be reproduced without permission.
TOPS CAPITAL shall not be liable for any loss arising from a lender's decision, delay or change in terms, as these are outside our control.
These terms are governed by the laws of India, with courts in New Delhi having exclusive jurisdiction.
Questions about these terms can be directed to us via our Contact page.