Tailored credit lines to help small & medium enterprises thrive and scale.
Collateral-free loans up to ₹50 Lakh
Government scheme linked options (CGTMSE)
Tenure up to 7 years
Fast-track approval for Udyam registered businesses
Valid Udyam/MSME registration
Business vintage of 1+ years
Turnover-based eligibility criteria
CIBIL score of 700 or above
Indicative rates — your final rate depends on profile, lender and loan amount.
| Parameter | Details |
|---|---|
| Interest Rate | 11% – 19% p.a. |
| Loan Amount (collateral-free) | ₹1 Lakh – ₹50 Lakh |
| Tenure | Up to 7 years |
| Processing Fee | 1% – 2% |
Government subsidy-linked schemes
Minimal documentation
Quick disbursal
Dedicated MSME relationship desk
A simple, guided journey from your first inquiry to money in your account.
Share your requirement with us in under 2 minutes.
Our expert understands your profile and goals.
Doorstep pickup of all required paperwork.
We coordinate directly with the lender for you.
Sanction letter issued after successful review.
Funds credited directly to your account.
Yes, most MSME loan schemes and preferential rates require valid Udyam (MSME) registration for your business.
The Credit Guarantee Fund Trust for Micro and Small Enterprises allows lenders to offer collateral-free loans by providing a government-backed guarantee.
Businesses with at least 1 year of vintage are generally eligible, though very new businesses may need additional documentation or a co-applicant.
Manufacturing, trading and service-sector MSMEs are all eligible, subject to lender-specific sector policies.
Talk to our loan experts today — free consultation, no obligation.
