Quick, unsecured funds for weddings, travel, medical emergencies or any personal need.
No collateral or security required
Approval within 24–48 hours
Flexible tenure up to 5 years
Minimal documentation, fully online process
Age between 21–58 years
Minimum income ₹20,000/month (salaried) or ₹25,000/month (self-employed)
CIBIL score of 700 or above
Stable employment or business income proof
Indicative rates — your final rate depends on profile, lender and loan amount.
| Parameter | Details |
|---|---|
| Interest Rate | 10.50% – 18.00% p.a. |
| Loan Amount | ₹50,000 – ₹40,00,000 |
| Tenure | 12 – 60 months |
| Processing Fee | Up to 2% of loan amount |
No end-use restriction on funds
Same-day disbursal for pre-approved customers
Balance transfer facility available
Prepayment with minimal charges
A simple, guided journey from your first inquiry to money in your account.
Share your requirement with us in under 2 minutes.
Our expert understands your profile and goals.
Doorstep pickup of all required paperwork.
We coordinate directly with the lender for you.
Sanction letter issued after successful review.
Funds credited directly to your account.
Most of our lending partners require a minimum monthly income of ₹20,000 for salaried applicants and ₹25,000 for self-employed applicants, though this varies by lender and city.
It is possible through select NBFC partners, though interest rates will typically be higher. A score of 700+ gets you access to our best rates.
Once documentation is complete and approved, disbursal typically happens within 24–48 hours.
Most of our partner lenders allow prepayment after a lock-in period of 6–12 months with minimal or no charges. We'll help you pick a lender with the most flexible terms.
Talk to our loan experts today — free consultation, no obligation.
