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Loan Services

Vehicle Loan

Drive home your next car or commercial vehicle sooner with easy EMIs.

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Key Features

Why Choose Our Vehicle Loan?

Up to 90% of on-road price financed

New & used vehicles covered

Tenure up to 7 years

Quick approval within 24–48 hours

Eligibility Criteria

Who Can Apply?

Age 21–65 years

Minimum monthly income of β‚Ή15,000+

Valid driving license (for personal vehicles)

CIBIL score of 700 or above

Documents Required

What You'll Need

KYC documents
Income proof
Bank statements (last 3–6 months)
Vehicle quotation/proforma invoice
Pricing

Interest Rates & Charges

Indicative rates β€” your final rate depends on profile, lender and loan amount.

ParameterDetails
Interest Rate9% – 14% p.a.
Loan Amountβ‚Ή1 Lakh – β‚Ή1 Crore
TenureUp to 7 years
Processing Fee1% – 2%
Benefits

What You Gain With TOPS CAPITAL

Fast approval & disbursal

Covers both personal & commercial vehicles

Minimal down payment options

Doorstep document collection

How It Works

Vehicle Loan Process

A simple, guided journey from your first inquiry to money in your account.

Submit Inquiry

Share your requirement with us in under 2 minutes.

Free Consultation

Our expert understands your profile and goals.

Document Collection

Doorstep pickup of all required paperwork.

Bank Processing

We coordinate directly with the lender for you.

Loan Approval

Sanction letter issued after successful review.

Amount Disbursed

Funds credited directly to your account.

FAQs

Vehicle Loan β€” Frequently Asked Questions

Yes, used car and commercial vehicle loans are available, subject to the vehicle's age and valuation.

Tenure can go up to 7 years depending on the lender, vehicle type and your repayment capacity.

Yes, comprehensive vehicle insurance is mandatory for the loan tenure as the vehicle serves as security.

Yes, we work with lenders who offer multi-vehicle and fleet financing for transport businesses.

Talk to a Vehicle Loan Expert

Get a callback within a few hours and a free consultation on your best rate options.

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Quick Loan Inquiry

Ready to get started?

Talk to our loan experts today β€” free consultation, no obligation.