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Our Story

About TOPS CAPITAL

A dedicated loan consultancy built to make financing simple, transparent and fast for every Indian borrower.

Your Trusted Loan Partner Since Day One
10+ YearsIndustry Experience
PAN IndiaPresence
Who We Are

Your Trusted Loan Partner Since Day One

TOPS CAPITAL was founded with a simple belief: getting a loan shouldn't mean endless paperwork, confusing rate comparisons, or being just another file number at a bank branch.

We built a team of dedicated relationship managers who work for you, not the lender β€” comparing offers across 100+ banks and NBFCs, handling documentation doorstep-to-doorstep, and staying with you from first inquiry to final disbursal. Today, we've helped over 15,000 borrowers across India secure the right loan at the right rate.

Our Vision

To become India's most trusted loan consultancy β€” known for transparency, speed, and always putting the borrower's best interest first.

Our Mission

To simplify access to credit for every Indian β€” salaried, self-employed or business owner β€” through expert guidance, wide lender access and honest advice.

Why TOPS CAPITAL

What Sets Us Apart

Lender-Neutral Advice

We compare across 100+ banks and NBFCs to find your genuinely best rate β€” not just the lender who pays us the most.

Doorstep Service

Document pickup, verification support and updates β€” all without you needing to visit a branch.

Dedicated Relationship Manager

One point of contact who knows your file inside-out, from application to disbursal.

Complete Transparency

Every fee, rate and charge explained upfront β€” no surprises buried in fine print.

Leadership

The Team Behind TOPS CAPITAL

Experienced banking and NBFC professionals dedicated to getting you the right loan.

Rajiv Malhotra

Rajiv Malhotra

Founder & CEO β€” 15+ years in banking & NBFC lending

Ananya Kapoor

Ananya Kapoor

Head of Operations β€” Ensures every file moves fast & smooth

Vikram Shah

Vikram Shah

Head of Credit Advisory β€” 12+ years structuring business loans

Neha Verma

Neha Verma

Head of Customer Success β€” Your voice within TOPS CAPITAL

10+ Years of Experience
98% Client Satisfaction
28 States β€” PAN India Presence

Ready to get started?

Talk to our loan experts today β€” free consultation, no obligation.