Move your existing loan to us for a lower interest rate and better terms.
Applicable on Home, LAP, Business & Personal loans
Reduce EMI or shorten tenure
Top-up loan available on transfer
Simple paperwork & quick processing
Existing loan with 6+ months repayment track record
Clean repayment history (no defaults)
CIBIL score of 700 or above
Outstanding loan amount within lender norms
Indicative rates — your final rate depends on profile, lender and loan amount.
| Parameter | Details |
|---|---|
| Typical Rate Reduction | 0.5% – 2% lower |
| Processing Fee | Up to 1% |
| Top-up Loan | Available on approval |
| Tenure | Matched or extended vs. existing loan |
Lower interest rate means lower EMI
Access to additional top-up funds
Better customer service & digital tracking
No negative impact on CIBIL score if managed properly
A simple, guided journey from your first inquiry to money in your account.
Share your requirement with us in under 2 minutes.
Our expert understands your profile and goals.
Doorstep pickup of all required paperwork.
We coordinate directly with the lender for you.
Sanction letter issued after successful review.
Funds credited directly to your account.
If done correctly with proper closure of the existing loan, balance transfer has no negative impact and can even improve your score over time with consistent repayment.
It's additional funds you can borrow over and above your outstanding loan amount when transferring, often at the same low rate.
Savings depend on the rate difference and remaining tenure — even a 0.5–1% reduction can save lakhs over a long-tenure home loan.
Most lenders require at least 6–12 months of satisfactory repayment on your existing loan before allowing a transfer.
Talk to our loan experts today — free consultation, no obligation.
