Fund higher studies in India or abroad with easy, income-linked repayment.
Covers tuition, hostel & living expenses
Loan up to ₹1.5 Crore for studies abroad
Moratorium period during the course
Tax benefit under Section 80E
Admission confirmed in a recognized institution
Co-applicant (parent/guardian) required
Age 16–35 years
Course-specific eligibility criteria
Indicative rates — your final rate depends on profile, lender and loan amount.
| Parameter | Details |
|---|---|
| Interest Rate | 9% – 13% p.a. |
| Loan Amount | Up to ₹1.5 Crore (abroad) / ₹75 Lakh (India) |
| Moratorium | Course period + 6–12 months |
| Processing Fee | Up to 1% |
Repayment starts after course completion
Covers both India & international study
Interest subsidy schemes for eligible students
No prepayment penalty
A simple, guided journey from your first inquiry to money in your account.
Share your requirement with us in under 2 minutes.
Our expert understands your profile and goals.
Doorstep pickup of all required paperwork.
We coordinate directly with the lender for you.
Sanction letter issued after successful review.
Funds credited directly to your account.
Repayment typically begins 6–12 months after course completion or once you secure employment, whichever is earlier — this is the moratorium period.
Loans up to ₹7.5 Lakh are often unsecured; higher amounts, especially for study abroad, may require collateral or a strong co-applicant profile.
Tuition fees, hostel/accommodation, books, equipment and even travel expenses for overseas education are typically covered.
Yes, under Section 80E, the entire interest amount paid on an education loan is tax-deductible with no upper limit, for up to 8 years.
Talk to our loan experts today — free consultation, no obligation.
