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Loan Services

Commercial Property Loan

Purchase, construct or expand into commercial real estate with confidence.

Apply Now Check Eligibility
Key Features

Why Choose Our Commercial Property Loan?

Loan up to 75% of property value

Tenure up to 15 years

For office, retail, warehouse & industrial spaces

Balance transfer available

Eligibility Criteria

Who Can Apply?

Stable business or professional income

Age 25–65 years

CIBIL score of 700 or above

Clear commercial property title

Documents Required

What You'll Need

Property documents
Business/income proof
KYC documents
Bank statements (last 12 months)
ITR (last 2–3 years)
Pricing

Interest Rates & Charges

Indicative rates β€” your final rate depends on profile, lender and loan amount.

ParameterDetails
Interest Rate9.75% – 13.5% p.a.
Loan Amountβ‚Ή10 Lakh – β‚Ή10 Crore
TenureUp to 15 years
Processing FeeUp to 1%
Benefits

What You Gain With TOPS CAPITAL

Higher loan eligibility for business growth

Flexible usage β€” purchase, construction or expansion

Competitive rates vs unsecured options

Tax benefits on interest paid

How It Works

Commercial Property Loan Process

A simple, guided journey from your first inquiry to money in your account.

Submit Inquiry

Share your requirement with us in under 2 minutes.

Free Consultation

Our expert understands your profile and goals.

Document Collection

Doorstep pickup of all required paperwork.

Bank Processing

We coordinate directly with the lender for you.

Loan Approval

Sanction letter issued after successful review.

Amount Disbursed

Funds credited directly to your account.

FAQs

Commercial Property Loan β€” Frequently Asked Questions

Office space, retail shops, warehouses and industrial units with clear titles are all eligible under this loan.

Yes, subject to project approvals and builder credibility β€” disbursal is often linked to construction milestones.

For self-employed or business applicants, lenders may request a brief business plan or projected cash flows alongside standard financials.

Yes, our Balance Transfer service can help move your existing loan to a lender offering better rates.

Talk to a Commercial Property Loan Expert

Get a callback within a few hours and a free consultation on your best rate options.

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Quick Loan Inquiry

Ready to get started?

Talk to our loan experts today β€” free consultation, no obligation.